Services

Insurance and mortgage advice designed to protect what matters most.

Nityai Financial Services Ltd keeps the service offer clear and practical, so clients can understand their insurance and lending options with more confidence.

Travel Insurance

Protect your travel plans with cover that can support you when unexpected disruption happens away from home.

  • Travel protection guidance
  • Trip disruption support
  • Policy benefit guidance

Life Insurance

Protect your family financially with life insurance that provides security for those who depend on you.

  • Family financial protection
  • Cover amount guidance
  • Long-term protection planning

Mortgage Advice

Accredited mortgage broker support for home loan conversations, structure, refinancing, and planning.

  • Mortgage planning conversations
  • Home loan structure guidance
  • Refinance discussion support

Health Insurance

Access quality healthcare when you need it with comprehensive health insurance coverage tailored to your needs.

  • Health coverage options
  • Policy benefit guidance
  • Claims support

Business insurance

Help with cover for commercial risks, liability, interruption, and other important business exposures.

  • Business cover reviews
  • Liability and interruption discussions
  • Commercial policy guidance

Income Protection

Safeguard your earnings and maintain your lifestyle with income protection insurance that covers you when you can't work.

  • Income cover planning
  • Benefit period options
  • Affordability guidance

Trauma Insurance

Cover for serious illnesses with lump sum protection to help with costs and recovery when health challenges arise.

  • Serious illness coverage
  • Lump sum protection
  • Financial security planning

Mortgage Protection

Keep your home secure with insurance that protects your mortgage and property investment for peace of mind.

  • Mortgage cover options
  • Home security planning
  • Long-term mortgage protection

Mortgage support

Accredited mortgage broker advice

We can help you work through lending options and next steps for:

  • Buy your first home
  • Refinance your mortgage
  • Structure your home loan effectively
Talk to us today

Insurance and mortgage together

We can also help connect your mortgage decisions with the right personal protection planning, including life, health, income, trauma, and mortgage protection cover.

Talk to us today

How support works

Advice should be clear before, during, and after setup.

Clients often want help understanding policies, reviewing renewals, comparing lending options, and knowing who to contact when a claim, refinance, or life change comes up.

Support area
Best for
New cover advice
Clients arranging insurance or mortgage advice for the first time, or replacing current cover
Renewal review
Clients wanting to confirm existing cover, lending structure, or protection plan is still suitable
Claims guidance
People who want support understanding next steps during a claim or major financial change

Who this suits

Insurance and mortgage support for Auckland households, drivers, business owners, and families.

Families

People wanting clearer guidance on life, health, income, trauma, and mortgage protection.

Travellers

Clients reviewing travel protection before local or overseas trips.

Business owners

Companies needing support with business, liability, interruption, and commercial policies.

Families

People reviewing life, health, trauma, income protection, mortgage protection, or home loan options.

Ready to adapt this?

Need help reviewing insurance or mortgage options?

Start with a conversation about what you want to protect, your lending goals, and where the main risks sit today.

Request a consultation